Terms of Service
Given Analytics, LLC
Last Updated: June 21, 2026
These Terms of Service (“Terms”) form a binding legal agreement between you and Given Analytics, LLC (“Given Analytics,” “Company,” “we,” “us,” or “our”) governing your access to and use of the Given Analytics website, Atlas Terminal platform, subscriptions, educational content, charts, briefings, videos, audio content, and related services (collectively, the “Services”).
These Terms incorporate by reference the Educational Disclaimer available at givenanalytics.com/disclaimer and the Privacy Policy available at givenanalytics.com/privacy. Together, these Terms, the Educational Disclaimer, and the Privacy Policy form the “Agreement.”
By creating an account, clicking to accept the Agreement, purchasing a subscription, or otherwise accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by the Agreement. If you do not agree, do not access or use the Services.mcdonaldhopkins+2
1. Eligibility
You must be at least 18 years old and capable of forming a binding contract to use the Services. If you access or use the Services on behalf of a company or other entity, you represent and warrant that you have authority to bind that entity to the Agreement.
2. Services
Given Analytics provides educational and informational tools focused on macroeconomic and market analysis, along with periodic briefings, charts, Morning Briefs, and educational video, written, and audio content. The Services are based on historical data, quantitative analysis, and proprietary mathematical systems.
Given Analytics operates two separate proprietary systems. The first is the Macro Engine, which reads a fixed set of 21 Federal Reserve Economic Data (“FRED”) series and produces Given Analytics’ observational view of the macroeconomic environment, expressed as a Macro Regime classification together with a Coherence Score and a Confirmation Score. The second is the Atlas Model, a separate four-layer mathematical model consisting of Price Structure, Rate of Change, Risk Regime, and Market Participation, which evaluates symbols across the tracked universe.
The Macro Engine and the Atlas Model are independent systems. The Macro Engine is presented as the “Macro Backdrop” and reflects Given Analytics’ observational reading of macroeconomic conditions, not a forecast. The Atlas Model is separate from, and does not use, the Macro Regime as an input; it evaluates symbols based on the symbols themselves under its own rules. Neither system tells any person what to buy, sell, hold, or do.
3. Educational Use Only
The Services are provided solely for educational and informational purposes. The Services do not constitute investment advice, financial advice, trading advice, legal advice, tax advice, or any solicitation, recommendation, endorsement, or offer to buy or sell any security, futures contract, option, digital asset, or other financial instrument.
Given Analytics is not a registered investment adviser, broker-dealer, futures commission merchant, commodity trading advisor, or fiduciary. You are solely responsible for your own research, decisions, trades, investment strategies, compliance obligations, and risk management.
4. No Guarantee; Risk Disclosure
Nothing in the Services, including outputs from the Macro Engine or Atlas Model, is a prediction, guarantee, or assurance of future results. Any regime observation, signal, classification, chart, model output, commentary, or market discussion is historical, statistical, observational, or educational in nature and may be incomplete, delayed, or incorrect.
Trading and investing involve substantial risk, including the risk of total loss. Past performance, backtests, hypothetical performance, and statistical illustrations do not guarantee future results. All such materials are provided for illustration and education only and remain subject to the Educational Disclaimer.
5. Accounts and Security
You are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. You may not share your account, password, or subscription access with any other person. You must promptly notify Given Analytics of any suspected unauthorized access or security breach involving your account.
6. Subscriptions, Billing, and Cancellation
Paid subscriptions renew automatically at the end of each billing period unless cancelled before renewal. By purchasing a subscription, you authorize Given Analytics and its payment processors to charge your selected payment method for the recurring fees, taxes, and any other disclosed charges applicable to your subscription.federalregister+2
Material subscription terms, including whether the subscription renews automatically, the billing interval, the amount to be charged, and how to cancel, should be presented clearly before purchase and accepted through affirmative consent. You may cancel through your account portal or through any other cancellation method expressly provided by Given Analytics, and cancellation will take effect at the end of the then-current paid billing period unless otherwise stated at the time of cancellation.ftc+2
Fees are non-refundable except as required by applicable law or as expressly stated in writing by Given Analytics. Given Analytics may change subscription pricing on a prospective basis by providing advance notice before the new price takes effect.
7. Acceptable Use
You agree that you will not:
- Share account credentials or permit any third party to access the Services through your account.
- Copy, scrape, republish, redistribute, sell, license, or commercially exploit any portion of the Services without prior written permission.
- Use the Services to provide investment advice, signals, or recommendations to others in a way that violates law or infringes Company rights.
- Reverse engineer, interfere with, disrupt, or attempt unauthorized access to any part of the Services.
- Use the Services in violation of any applicable law, regulation, or third-party right.
8. Intellectual Property
The Services, including all content, software, branding, text, graphics, videos, reports, charts, model structures, system outputs, compilations, and all related intellectual property rights, are owned by Given Analytics or its licensors and are protected by applicable intellectual property laws. Subject to your compliance with the Agreement, Given Analytics grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for your own personal, non-commercial educational use.
No right, title, or interest in the Services is transferred to you except for the limited license expressly stated in the Agreement. You may not reproduce, modify, create derivative works from, distribute, publicly display, publicly perform, transmit, publish, sell, lease, or otherwise exploit the Services except as expressly authorized in writing by Given Analytics.
9. Disclaimer of Warranties
To the maximum extent permitted by law, the Services are provided “as is” and “as available,” with all faults and without warranties of any kind. Given Analytics disclaims all express, implied, statutory, and other warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, and completeness.
Given Analytics does not warrant that the Services will be uninterrupted, secure, error-free, timely, or free from viruses or other harmful components, or that any information or output will be accurate or suitable for any purpose.
10. Limitation of Liability
To the maximum extent permitted by law, Given Analytics and its officers, managers, members, employees, contractors, agents, affiliates, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenues, trading losses, business opportunities, goodwill, data, or use, arising out of or relating to the Services or the Agreement, even if advised of the possibility of such damages.
To the maximum extent permitted by law, the total aggregate liability of Given Analytics for all claims arising out of or relating to the Services or the Agreement will not exceed the total amount paid by you to Given Analytics for the Services during the twelve (12) months immediately preceding the event giving rise to the claim.
11. Indemnification
You agree to defend, indemnify, and hold harmless Given Analytics and its officers, managers, members, employees, contractors, agents, affiliates, licensors, and service providers from and against any third-party claims, demands, actions, proceedings, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the Services, your violation of the Agreement, or your violation of any law or third-party right.
12. Suspension and Termination
Given Analytics may suspend, restrict, or terminate your access to the Services at any time, with or without notice, if Given Analytics reasonably believes you have violated the Agreement, created risk for the Company or others, or used the Services in a manner that may cause harm. Upon termination, your right to use the Services will immediately cease.
Any provision that by its nature should survive termination will survive, including provisions relating to payment obligations, intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law.
13. Governing Law
The Agreement is governed by the laws of the State of Florida, without regard to conflict-of-laws principles.
14. Arbitration; Class Action Waiver
Please read this section carefully. It affects your legal rights.floridabar+1
Except for claims that qualify for small claims court or claims seeking injunctive relief relating to intellectual property or unauthorized access, any dispute, claim, or controversy arising out of or relating to the Agreement or the Services will be resolved by final and binding individual arbitration. Arbitration means that you and Given Analytics are waiving the right to sue in court, to have a judge or jury decide the dispute, and to participate in a class action or representative proceeding.barneswalker+3
The arbitration will be administered by the American Arbitration Association under its applicable consumer or commercial arbitration rules, as applicable. Unless the parties agree otherwise, the arbitration will take place in Miami-Dade County, Florida, or by approved videoconference.
You and Given Analytics agree that any arbitration will be conducted only on an individual basis and not as a class, consolidated, collective, or representative action. If this class action waiver is found unenforceable as to any claim or request for relief, then that claim or request for relief must be severed and litigated in court, and the remaining claims must be arbitrated on an individual basis to the maximum extent permitted by law.turnpikelaw+2
You may opt out of this arbitration provision by sending written notice to Given Analytics within 30 days after you first accept the Agreement. Your opt-out notice must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.
15. General Terms
The Agreement is intended to be read as a unified set of terms. If there is a conflict among the Agreement documents, the following order of precedence applies: these Terms first, then the Educational Disclaimer, then the Privacy Policy.
If any provision of the Agreement is held invalid or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will remain in full force and effect. The failure of Given Analytics to enforce any provision is not a waiver of that provision. The Agreement constitutes the entire agreement between you and Given Analytics regarding the Services and supersedes prior or contemporaneous communications on that subject. You may not assign or transfer the Agreement without Given Analytics’ prior written consent.
16. Contact
Given Analytics, LLC
Email: privacy@givenanalytics.com
Website: www.givenanalytics.com
MAY — POTENTIAL — EDUCATIONAL. © 2026 Given Analytics, LLC. All rights reserved.